Why We Choose Wrong · Clara Montiel
Chapter 5: Same Facts, Different Words
Two Yoghurts on a Shelf
Amira is thirty-six and in a hurry. She has ten minutes to buy something for her lunch before her next meeting. In the cold section of the shop, she sees two pots of yoghurt side by side. One label says in large letters: "Nine-tenths fat free!" The other, a different brand, says in small print: "Contains one-tenth fat." Amira picks up the first pot without a second thought. It sounds healthier.
Only later, while eating it at her desk, does she look again at the two descriptions in her memory and laugh. Nine-tenths fat free means one-tenth fat. The two labels were saying exactly the same thing. One had chosen to talk about what was missing, and the other about what was there. One had made her think of health, and the other had made her think of fat. Her choice had been made not by the yoghurt, but by the words.
Amira's moment at the shelf is tiny, and it hardly matters which pot she bought. But the pattern behind it appears in much larger decisions: about health, money, work, risk and even how we judge other people. When the same facts are described in different words, we often make different choices. This is called the framing effect, and the way a choice is described is called its frame.
A picture frame does not change the painting inside it, but it changes how we see the painting. A heavy gold frame makes a picture look grand. A plain wooden frame makes the same picture look simple and warm. In the same way, the words around a fact do not change the fact, but they change what we notice, what we feel and what we choose.
The Classic Experiment
The best known study of framing was carried out by the same two psychologists we met earlier. They asked people to imagine that a country was preparing for the outbreak of an unusual disease, which was expected to kill six hundred people. Two programmes to fight the disease had been proposed, and people had to choose between them.
One group of people read the choice described in terms of lives saved. With the first programme, two hundred people would be saved for certain. With the second programme, there was a one-in-three chance that all six hundred would be saved and a two-in-three chance that nobody would be saved. Most people in this group chose the first programme, the certain one.
A second group read exactly the same choice described in terms of lives lost. With the first programme, four hundred people would die for certain. With the second programme, there was a one-in-three chance that nobody would die and a two-in-three chance that all six hundred would die. In this group, most people chose the second programme, the risky one.
If you look carefully, the two descriptions are identical. Two hundred saved out of six hundred is the same as four hundred dead. Yet when the choice was framed as saving lives, people preferred to be safe. When it was framed as losing lives, people preferred to take a chance. The facts were the same. The frame changed the decision.
This result fits with what we learned about loss aversion in the third chapter. When we think about gains, we tend to prefer a sure thing, because we do not want to risk losing what we could have. When we think about losses, we tend to be willing to gamble, because a sure loss feels so painful that a chance of avoiding it becomes attractive. The frame decides whether we see the situation as a gain or a loss, and that in turn shapes how much risk we are willing to take.
It is worth noticing who took part in studies like this. They were not careless people making choices that did not matter to them. Many were students, and in later versions of the study there were also people with professional training, including some who work in health. The pattern appeared among them too. This does not mean that such people make poor decisions in their real work, where they have more information and more time. It means that the pull of a frame is a normal part of human thinking, not a weakness of a particular kind of person.
Three Kinds of Frames
Researchers have found it useful to describe several different kinds of framing. Knowing them makes it easier to spot frames in daily life.
The first kind describes a single quality in a positive or negative way. Food labelled as mostly lean is rated as better than food labelled as containing some fat, even when the amounts are the same. A treatment described by how many people it helps sounds better than one described by how many it fails to help. A student who is told that she answered most of the questions correctly feels differently from one who is told that she got several wrong, even if the scores are equal. This kind of framing is very common and very reliable.
The second kind is the one in the disease experiment. It frames a choice between a safe option and a risky option as being about gains or about losses. This kind of framing also appears reliably in many studies, though its strength depends on the details: how the options are worded, whether people are given all the information, and how carefully they think.
The third kind frames the reason for doing something. A message might say, "If you check your health regularly, you will feel more secure," or it might say, "If you do not check your health regularly, you may miss a problem early." Both are trying to encourage the same behaviour. Some studies have found that one frame works better than the other for certain behaviours, but the results here are more mixed, and there is no simple rule that one is always better.
Beyond these three, there are many other ways that words shape choices. Describing a cost per day rather than per year makes it feel smaller. Calling a sum of money a "bonus" rather than "income" can change how people spend it, as we will see in the chapter on money. Describing an action as "the normal thing to do" can change how many people do it. Words are never completely neutral. They always point our attention somewhere.
How Big Are Framing Effects?
Framing effects are among the better supported findings in behavioral economics. Versions of the disease experiment and similar choices have been repeated in many places with many kinds of people, and the general pattern has usually appeared again. Large projects in which many research teams repeated classic studies together have also found framing effects, although sometimes smaller than in the original studies.
At the same time, framing is not all-powerful. Its effects are usually larger when people make quick judgments and smaller when they think carefully. People who are comfortable with numbers tend to be less affected, especially by frames that rely on percentages or proportions. When people see both frames at once, for example "two hundred will be saved and four hundred will die," the effect often shrinks or disappears, because the full picture is in front of them.
This is an important and hopeful point. Framing works mainly by showing us one side of a fact and leaving the other side in the shadows. When both sides are shown clearly, much of its power is lost. That gives us a simple and effective tool: whenever a choice matters, deliberately turn the frame around and look at the other side.
Researchers have also found that framing can be reduced by asking people to explain the reasons for their choice, or by giving them a moment to think before they answer. When the slow mind is invited to look at a choice, it often notices that the two descriptions mean the same thing. This connects framing with the lesson of the second chapter. A frame mostly speaks to fast thinking. Slow thinking, when it has time and attention, can usually see through it.
There is also an interesting question about whether framing is always an error. Some researchers have pointed out that the way someone describes a choice can carry real information. If a doctor chooses to describe a treatment by how many people it helps, perhaps she is quietly telling you that she thinks it is a good option. In everyday conversation, people often choose frames that reflect what they believe. Reacting to a frame can therefore sometimes be a sensible reading of the speaker's opinion. The problem comes when the frame was chosen to persuade rather than to inform, and we do not notice the difference.
Numbers That Mislead Without Lying
Some of the most important frames in modern life involve risk. We hear about risks in health information, news reports, product labels and advertisements. And risks can be described in ways that are perfectly true but give very different impressions.
One common example is the difference between a relative risk and an absolute risk. Imagine, as a simple illustration, that a certain problem affects one person in ten thousand. Then imagine that something doubles this risk, so that it now affects two people in ten thousand. A headline could say, "This doubles your risk!" That is true. It could also say, "The risk rises from one in ten thousand to two in ten thousand." That is also true. The first description sounds alarming. The second shows that the risk is still very small. The first is a relative risk, which compares two risks with each other. The second is an absolute risk, which tells you how many people are actually affected.
The same is true in the other direction. A treatment that "cuts the risk in half" may be important, or it may reduce a tiny risk to an even tinier one. To understand what it means for you, you need to know the absolute numbers. Many public health guides now recommend describing risks in this clear way, using plain numbers of people, such as "two in ten thousand", rather than only percentages or relative changes.
Another common frame is the choice of time period. A small daily cost can sound trivial, while the same cost added up over a year can sound large. "Less than the price of a cup of coffee a day" is a frame chosen to make a cost feel small. Neither description is false. But the frame decides which feeling arrives first.
If you are making a decision about your health or your money, the most useful thing framing teaches is to ask good questions. Ask for the absolute numbers. Ask to hear the information both ways. And ask a qualified professional to explain anything you do not understand.
Framing also matters when we look at results over time. A study method, a training programme or a new habit might be described by its best month or by its average month. A sports team might be described by its last game or by its whole season. A short period can make almost anything look wonderful or terrible. When a result is shown to you, it helps to ask whether you are seeing the whole period or only a part chosen to make a point.
Frames in Three Lives
Yusuf is fifty-seven and has been told by his doctor that he could choose a minor operation to fix a problem with his knee, or he could try exercises and wait. The doctor describes the operation's chances of success in hopeful words, and Yusuf leaves the appointment ready to agree. At home, his son asks him a simple question: "And how many people does it not help?" Yusuf realizes he did not ask. At his next appointment, he asks the doctor to describe both the chances of success and the chances of problems, in plain numbers of people, and to compare these with the exercises. The doctor is glad to do so. Yusuf may still choose the operation. But now he is choosing with both sides of the picture in front of him.
Bongani is twenty-four and volunteers for a small group that collects food for families who are struggling. He is writing a letter asking local shops for donations. In his first draft, he describes how many families the group could not help last winter. A more experienced volunteer suggests a second version, describing how many families each donation would feed. Bongani notices that both letters are honest but give different feelings: the first creates worry, the second creates hope. He decides to use mostly the hopeful frame, with one clear sentence about the real need, so that the shops see both. He is using framing not as a trick, but as a careful way to tell the truth.
Ana is forty-two and manages a small team in a library. She has to tell her colleagues that their opening hours will change. She could say, "We are losing our quiet Monday mornings." She could also say, "We are gaining a longer Saturday, when more families can visit." Both are true. Ana chooses to describe both sides honestly in the same meeting: what the team will lose, what the library and its visitors will gain, and what she will do to protect some quiet time for the tasks that need it. Her colleagues are not delighted, but they feel that she has been open with them.
In these three lives, the frame was not something to be removed. Every description has some frame. The question was whether the frame showed enough of the picture for people to choose well. When Yusuf asked for both sides, when Bongani added the real need to his hopeful letter and when Ana named both the loss and the gain, they turned a frame that could mislead into one that helped.
The Frames We Use on Ourselves
Framing does not only come from other people. We frame our own lives constantly, often without noticing.
Think of a day that did not go as planned. You could describe it as "I wasted the whole afternoon," or as "I spent the afternoon resting after a hard week." You could say "I failed the driving test," or "I learned what I need to practise before my next try." These are not lies. They are different frames around the same events. And just as frames on a yoghurt pot change what we buy, the frames we use on ourselves can change how we feel and what we do next.
This is not about pretending that bad things are good. Some days really are wasted, and some failures really hurt. But when we always choose the harshest frame, we may give up on things we could still achieve. When we choose a frame that is both honest and kind, we often find it easier to try again.
A useful practice is to describe an event to yourself in two ways: first in the way that comes naturally, and then in the way a fair and kind friend might describe it. You do not have to choose the kinder version. But seeing both reminds you that your first description was a frame, not the only truth.
Frames also shape how we talk about other people. "My colleague is stubborn" and "my colleague holds firmly to her views" describe the same behaviour. "My son is too sensitive" and "my son notices other people's feelings" might describe the same child. The frame we choose affects how we treat the person, and often how they come to see themselves. Trying the second, fairer description can change a relationship more than we might expect.
Practical Steps
First, flip the frame. Whenever a choice matters, restate it in the opposite way. If something is described as "nine-tenths successful", say to yourself, "one-tenth unsuccessful". If a change is described as a loss, find a way to describe what is gained, and the other way around. Then decide with both descriptions in mind.
Second, ask "out of how many?" When you hear about a risk or a result, ask for the plain numbers. How many people out of how many? Over what length of time? Compared with what? This simple question turns many alarming or exciting claims into clear information.
Third, change the time scale. When a cost is given per day, work out what it would be per year, and when a cost is given per year, work out what it would be per week. Looking at the same number on more than one scale helps you see whether it is truly small or large for you.
Fourth, notice emotional words. Words such as "safe", "natural", "risky", "loss", "waste" and "free" carry strong feelings. When you see them in a description, ask what plain facts lie underneath, and judge those facts rather than the feeling the word creates.
Fifth, frame your own messages fairly. When you explain a choice to someone else, whether a child, a colleague or a parent, try to show both sides. You will be more trusted, and the other person will make a better decision.
Sixth, be gentle in how you frame your own setbacks. Describe your mistakes in a way that is honest but leaves room for learning. A frame that says "I can practise this" usually leads to better next choices than one that says "I am hopeless at this".
A Short Exercise: Two Ways to Tell It
This exercise trains your eye to see frames, both in what you read and in what you say. It takes about fifteen minutes.
Collect three short messages from your daily life that try to persuade you of something. They might come from an advertisement, a notice at work, a leaflet, a message from a school or a product label. For each one, copy out the main sentence. Then rewrite it in the opposite frame, keeping the facts exactly the same. If a message says that a product is "mostly natural", write that it "contains some ingredients that are not natural". If a notice says that a change will "give us more flexible hours", write what the same change will take away. If a label tells you the price per day, work out the price per year.
Now read each pair aloud. Notice which version makes you want to act and which makes you want to hesitate. Ask yourself: which facts did the original frame bring into the light, and which did it leave in the shadows? You will often find that the original message was not false at all. It simply chose its words with care.
For the second part of the exercise, think of something you need to tell another person soon. It could be a change in plans, a piece of difficult news or a request. Write two versions of your message: one in the frame that makes your case most strongly, and one in the frame that shows the costs or downsides most clearly. Then write a third version that includes both sides honestly in a few short sentences.
Look at the third version. It may feel less persuasive, but it is usually more respectful, and people tend to trust it more. In many situations, especially with family, friends and colleagues, a fair frame builds the kind of trust that one-sided frames slowly wear away.
Finally, try the exercise on one event in your own life from the past week. Write a sentence describing it in the harshest honest frame and another in the kindest honest frame. Keep both. Which one helps you decide what to do next?
Questions People Often Ask
"Is there such a thing as a neutral frame?" Probably not completely. Every description chooses some words over others, and every choice of words points attention somewhere. But some descriptions are much fairer than others. A description that gives both sides, uses plain numbers of people rather than only percentages and avoids strongly emotional words comes close to neutral. When you need to make an important choice, it is reasonable to ask for information in that form.
"If I know about framing, will it stop affecting me?" It will probably affect you less, but not disappear. In studies, people who think carefully and who are comfortable with numbers tend to be less affected by frames, and people who see both frames at once are often not affected at all. Knowing about framing helps mainly because it reminds you to look for the other side. The habit of flipping the frame is what really protects you, not the knowledge alone.
"Is using a positive frame a kind of lying?" Not if the facts are true and the important information is not hidden. Choosing a hopeful frame to encourage a friend, or a clear frame to help a child understand, is a normal and often kind part of communication. It becomes misleading when a frame is used to hide something the listener would want to know, such as a serious risk, a hidden cost or a downside that would change their mind. A good test is to ask yourself, "If this person later saw the other frame, would they feel that I had tricked them?" If the answer is yes, it is better to show both sides now.
Chapter Summary
The framing effect is the tendency to make different choices when the same facts are described in different words. In a classic experiment, people preferred a safe option when a choice was described as saving lives and a risky option when exactly the same choice was described as losing lives. Framing effects have been found many times, though their size varies, and they shrink when people think carefully or see both frames at once.
Frames are especially powerful when risks are described. Relative risks can sound much larger than absolute risks, and small daily costs can hide large yearly ones. Asking "out of how many?", flipping the frame and changing the time scale are simple ways to see the full picture. We also frame our own lives, and choosing frames that are both honest and kind can help us learn from setbacks.
In the next chapter, we look at a choice many people find painfully familiar: whether to keep going with something that is not working, simply because we have already put so much into it.